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    Is Courtesy Pay Good for Members?

    Mike Beall, President of the Maryland and DC Credit Union Association, recently had a letter published in USA Today regarding overdraft protection programs – often called “courtesy pay.” Courtesy pay is not a target product of REAL Solutions. However, many low-income families are using and have come to depend on this product.

    While we do not promote or refute the use of this product, we want to know what do you think:

    Do courtesy pay programs benefit and promote good money management strategies for low wage working families? If so how?

    If not, why not?


    Answer simply through our survey and click here to leave a comment.

    Click through to read Mike’s letter.

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