NCUF’s REAL Solutions® program is financially supported through the Community Investment Fund. Investors in CIF donate half of the dividends they receive from a specified investment to NCUF’s General Fund. NCUF, in turn, dedicates half of its portion to national programs that includes REAL Solutions®. The other half of the dividend is returned to the investor’s state credit union foundation or league. Investors can participate through two methods:
- Through a participating corporate credit union
- Through NCB, a federally chartered thrift and a wholly owned subsidiary of the National Consumer Cooperative Bank.
Learn more about how the Community Investment Fund works and how your credit union can benefit.

